Top 5 New Year’s Resolutions for Those Retiring in 2020

Happy New Year! It’s time once again to choose a resolution that is achievable and will help improve your life in a meaningful way. It’s up to you what you decide what yours will be!

Pick one that resonates with you and do your best to stick with it – and if you slip up, try it again. If you’d prefer to switch your resolution, there’s no shame in that—the key is to be intentional.

Here are some New Year’s resolutions you might be interested in focusing on if you’re retiring in 2020:

  1. Revisit Hobbies and Passions

Man hiking

You’ll soon be retired and have more time than before. More time doesn’t always equate to more happiness. It’s important to determine how you will fill that time. Is there a hobby or interest you’ve had to give up over the years that you could return to again?

This could be scrapbooking, hiking, reading, seeing live music or plays or cooking. The list is endless. There are clubs you can join to add an element of connection to these activities, as well! Consider joining a book club or knitting class or attending exercise classes with friends or neighbors. Doing these activities with others will help keep you connected and social, too, which has been linked to lower rates of depression.

Start thinking now about what you want your retirement to look like. The sooner you start to envision your retirement, the more likely you will follow through on your dreams and make the most of your time!

  1. Eat Healthier

Couple Cooking Hobbies

It’s not too late to form healthy habits! And there are a variety of ways to achieve this goal. You could meet with a dietician to learn easy ways to include more vegetables or protein into your diet. If this doesn’t seem feasible, why not check out a cookbook or quick recipes online you can begin weaving into your current diet?

Remember that you don’t need to completely overhaul your diet—you can start by making small changes. Maybe eat fast food or drink soda one fewer time each week. Or add in an extra couple servings of fruits and vegetables per week.

  1. Reward Yourself with Self-Care

Couple Doing Yoga

Give yourself a break from the hustle and bustle of your everyday life. Take a day to spend time with your children, grandchildren or friends. Or start your day slowly with an hour spent reading or listening to the news. Maybe stretch or meditate before bed – unwind whichever way feels best to you.

  1. Reach Out to and Make Plans with Friends

Friends Playing Games Together

Being deliberate about catching up with people you may have lost touch with is an important way to start preparing for retirement – the sooner you start reaching out to people you’d like to rekindle your friendship with, the easier the beginning of your retirement will be! Make it a resolution in 2019 to connect with loved ones – social media makes it easier than ever to get in touch with people to ask to meet for coffee or dinner!

  1. Start Planning for the Next Phase of Your Life

Couple Working on Finances and Researching

Your future self will thank you! Retirement is an exciting time, and the more plans you have in place beforehand, the easier your transition will be.

We recommend you prepare for the following ahead of time:

  • Sign Up for Our Newsletter
  • Create your Legal Documents (Trust, Will, Living Will)
  • Determine When You’ll Claim Social Security Benefits
  • Determine When You’ll Retire
  • Prepare Your Retirement Budget
  • Learn How to Take Money Out of Your 401K
  • Call Us for Help Choosing a Medicare Plan

We want those who are retiring in 2020 to have as smooth of a transition to retirement as possible! Setting a New Year’s resolution will help you live the life you want to live by making small changes to your current habits.

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