One of the primary benefits RetireMEDiQ provides our clients is access to our selective catalog of health plans. This catalog contains the most popular retirement health plans. Which Plans Does RetireMEDiQ Offer? RetireMEDiQ selects plans to offer each year based on a number of factors. Some of these factors include the strength of the plan’s benefits, customer service and of the...
How Do Trial Rights Affect Me? In most cases, the Medicare plan that you enroll in during Open Enrollment or during your Initial Enrollment Period is the plan you will keep for the coming year. There are a handful of exceptions to this rule, and one involves your right to try (hence the term “trial rights”) a Medicare Advantage plan...
RetireMED®iQ clients often ask about home health coverage as part of Medicare or their Medicare plan. Put simply: yes, home health care is covered by Medicare. But there are some important guidelines you should keep in mind regarding home health care coverage. Eligibility In order to be eligible for home health care, whether you’re on Original Medicare or a Medicare...
Here at RetireMEDiQ, we have an incredible team of Benefit Advisors. Every day, we talk with individuals in our communities as they plan for their retirement. From the plans we offer to how to successfully navigate the enrollment process, our team of advisors is always ready to support you. One of the areas we pride ourselves in is retirement health...
Many people add or change providers and prescriptions throughout the year, which can impact how much you pay for your health plan and whether it still meets your needs. As your health plan advisor, we look at your doctors and prescriptions as a part of our research process to help you make the right choice for your 2018 plan renewal....
Health insurance terms can seem like another language. But understanding what some common insurance terms mean can help you make sense of your bills and plan better. To help with these insurance terms, we’ve defined five common ones that you are likely to see. 1. Premium Your plan’s premium is the monthly amount you pay to the insurance company to keep...
Turning 65? That means that soon you should be eligible for Medicare. As you get closer, here are a few tips that will help make the transition as smooth as possible. 1. Know when you can enroll in Medicare. Your first opportunity to sign up for Medicare is called your Initial Enrollment Period (IEP). This 7-month timeframe starts three months...
Reason #1 to choose RetireMED®iQ: Peace of mind for life! Kick back and relax. We’ve got you covered! As a RetireMED®iQ client, your feedback on the 2017 Client Satisfaction Survey makes it possible for us to continue to make sure you have the medical plan and prescription coverage that is right for you. Your answers will help us determine if...
In some cases, RetireMED®iQ clients prefer that a spouse or family member talk to us or to their insurance company regarding their private health insurance information. You may grant your spouse or another family member permission to speak on your behalf as an authorized representative, even if you plan to handle your health insurance on your own. Why Would I...
The Need to Standardize Medicare Supplements Prior to the 1980s, insurance companies offered supplemental insurance policies to Medicare beneficiaries to give them extra coverage. There were many plans offered by many insurance companies. Unfortunately, Medicare beneficiaries began to experience high-pressure sales tactics, deceptive advertising, and substandard and overpriced insurance policies. In 1980, the “Baucus Amendment” was passed. This was formally...