During the summer months, many of our clients enjoy traveling with family and friends. Our Client Services team often speaks with clients who express concern regarding whether they will have coverage while traveling, especially in the case of an unforeseen emergency.
We have good news! Although Medicare plans vary, they each cover emergency and urgent care in the same way. Whether you use a Medicare Advantage plan or Original Medicare as your primary insurance, you are entitled to urgent care or emergency care anywhere in the United States. This type of care will always be considered “in-network” for you.
If you require follow-up care to an emergency or urgent care visit while traveling, your options are based on your situation. If you are out of your plan’s service area and your doctor certifies that you are unable to travel, your plan may continue to cover your care. However, if you are not in your plan’s network (generally, this can be an issue on HMO plans), then you are responsible for traveling back to your plan’s service area to receive care if your doctor confirms you are physically able to travel.
We are here for you!
If you have questions about your coverage while traveling, please contact us at 1-877-222-1942 or firstname.lastname@example.org.
If you are not a RetireMEDiQ client and have questions about retirement or Medicare, please contact us at 1-866-600-5638 or email@example.com to get started on your Medicare journey!