Working Past Age 65? Here’s How to Enjoy the Best of Both Worlds TopicsPopular TopicsMost Recent Medicare Working Past 65 Lifestyle & Wellness Considering Retirement Existing Clients Employer Monthly Webinars Community Development Now more than ever, individuals ages 65 and older are delaying retirement and staying in the workforce. If you’re past age 65, you can sign up for Medicare regardless of your current employment status. We make it easy to enroll in Medicare without retiring. Our advisors provide local help with health insurance options. Here’s how you can enjoy the best of both worlds: accessing your Medicare benefits while continuing your career. Compare Your Plan Options (We Can Help!) When it comes to Medicare, many people feel overwhelmed by the number of plan options. There’s Original Medicare (Part A and Part B), Supplements, Prescription Drug plans, and Medicare Advantage. You have hundreds to choose from! However, having so many Medicare plan options means you can truly customize your coverage. Compared to your employer group coverage that offers few options, Medicare isn’t one-size-fits-all. You can choose a plan based on your needs and budget, rather than your employer’s. But how do you know you’re choosing the right plan? Lucky for you, you have a team of experts available to give you no-cost, local help with health insurance options. Let us do the heavy lifting. Our advisors will research plans and explain your options so that you feel confident. If you have a spouse who needs individual or Medicare coverage, we can help with that, too. New & Improved Medicare Benefits As you weigh your Medicare options, consider the benefits you can access once you make the switch. Medicare plans offer affordable out-of-pocket costs coupled with perks such as: Grocery gift cards Allowances for over-the-counter products Fitness memberships Transportation and meal services And that’s just the beginning! You can enjoy these benefits while continuing your career when you enroll in Medicare without retiring. Keep Your HSA in Mind Does your current health insurance come with a health savings account (HSA)? Then you’ll need to be mindful about when you stop depositing funds. If you’re past age 65, you’ll need to stop your HSA deposits six months before you apply for Medicare. But if you apply around your 65th birthday, you can continue your deposits until the month before you sign up for Medicare. Once you’re on a Medicare plan, you can still use your existing HSA funds to cover certain health care costs. You won’t lose your HSA funds by switching to Medicare. Read more about HSAs from our advisors. How Many Employees Does Your Company Have? If you work at an organization with 20 or fewer employees, you’ll be required to enroll in Medicare once you become eligible at age 65. However, if you work for a larger organization, you can choose between Medicare and your employer’s group coverage. Either way, you can have the option to enroll in Medicare without retiring. Local Help With Health Insurance Questions, Plan Options, & More Whether you’re curious about plan options, enrollment deadlines, or what to do with your HSA funds, our advisors are here to help. We offer local help with health insurance questions. Schedule a call with us to learn more about what you can gain when you enroll in Medicare without retiring. Stay informed about Medicare An easy way to stay updated on Medicare and any important changes is to sign up for the free, customizable RetireMEDiQ newsletter. Based on your personal preferences and interests, helpful articles and community-related content will be sent directly to your inbox. Sign up for our newsletter Yes! Tell me more about Medicare and help me explore my options.Name First Last Email* Birthdate MM slash DD slash YYYY Phone TypeMobileHomeWorkOtherMobile Phone*Home Phone*Work Phone*Other Phone*SMS Opt-In? Check here to receive text notifications from RetireMEDiQ Hiddenvidhidden HiddenAuthorization to Contact? NameThis field is for validation purposes and should be left unchanged. Providing your information in this form will allow RetireMEDiQ to communicate with you to help guide you through your Medicare journey and authorize RetireMEDiQ to send you appointment updates, alerts, and reminders via SMS/text messaging. Message and data rates may apply to any text messages sent by RetireMEDiQ.