How Can I Prepare for Medicare’s Annual Enrollment Period?

Medicare’s Annual Enrollment Period is Oct. 15 to Dec. 7. During this time, Medicare beneficiaries can make changes to their coverage for the next calendar year.

As we head into Annual Enrollment, here are some helpful tips to keep in mind so you can feel confident and prepared. Our team is here to support you if you need to make any changes to your coverage.

Review Your Annual Notice of Change

Your Annual Notice of Change (ANOC) is a document that outlines the benefits included in your Medicare Advantage or Prescription Drug Plan for the upcoming year. Your health insurance company is required to provide your ANOC no later than Sept. 30.

Be careful not to dismiss your ANOC as just another piece of mail. It’s important to review and understand the information in this document and consider how it may affect you.

As you read your ANOC, look for potential changes to the following for 2022:

  • Monthly premium
  • Maximum out-of-pocket expenses
  • Provider visit copays
  • Inpatient hospital stays
  • Prescription drug deductibles and/or copays
  • Dental coverage details

If you have questions about your plan or your ANOC, we’re here to help!

Be Mindful & Protect Yourself From Potential Scams

During Annual Enrollment, Medicare scam activity spikes. Con artists know that individuals may be curious about their health care coverage during this period, so be aware.

Only share private information (such as your Social Security number, bank account details, or your Medicare ID number) with authorized individuals. Remember that reputable agents, including those from RetireMEDiQ, will never show up at your door. You can read more tips on avoiding Medicare fraud on our website.

Remember, You Have Options

If you’re currently enrolled in a Medicare Supplement plan, you may notice that your premium increases every year. But you aren’t stuck with that plan! You have other options.

A popular option is Medicare Advantage, also called Medicare Part C. Medicare Advantage plans provide additional benefits not offered by Supplement plans. They may also help you save on out-of-pocket costs. Benefits vary by plan, but Medicare Advantage plans offer coverage for services such as:

  • Dental
  • Vision
  • Hearing
  • Prescription drugs

In addition to all-in-one coverage, Medicare Advantage plans offer convenient benefits in 2022, including but not limited to:

  • Allowances to use on over-the-counter pharmacy products
  • Grocery gift cards
  • Telehealth
  • Fitness memberships
  • Transportation services
  • Meals

If you’re curious about the benefits offered by plans in your area, our advisors will help you compare your options.

We Support You During Medicare’s Annual Enrollment Period & Beyond

During Medicare’s Annual Enrollment Period, you can make changes to your Medicare plan for 2022. This could mean adding prescription drug coverage to your plan, or maybe you’re curious about what Medicare Advantage has to offer. If you have questions or want to compare your options, please contact us at 1-877-222-1942 or

Not a RetireMEDiQ client? Contact us at 1-855-981-8611 or to learn more about our no-cost services and how we can customize your Medicare coverage options.


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