How Can I Prepare for Medicare’s Annual Enrollment?

Medicare’s Annual Enrollment Period is Oct. 15 – Dec. 7. During this time, Medicare beneficiaries can make changes to their coverage for the next calendar year if needed.

Here are some helpful tips to keep in mind so you can feel confident and prepared heading into Medicare’s Annual Enrollment Period.

Review your Annual Notice of Change.

Your Annual Notice of Change or ANOC is a document that outlines the benefits included in your Medicare Advantage or Prescription Drug Plan for the upcoming plan year. Your health insurance company is required to provide an ANOC to you no later than Sept. 30 each year.

Be careful not to dismiss your ANOC as just another piece of mail. It’s important to review and understand the information in this document and consider how it may affect you.

As you read your ANOC, look for potential changes to the following for 2021: monthly premium, maximum out-of-pocket expenses, provider visit copays, inpatient hospital stays, prescription drug deductibles and/or copays, and dental coverage details. If you have questions about your plan or your ANOC, we’re here to help!

Be mindful of scams and con artists.

During Annual Enrollment, Medicare scam activity spikes. Con artists know that individuals may be curious about their health care coverage during this period, so be vigilant and only share private information, such as your Social Security number, bank account details or your Medicare ID number with authorized individuals you trust. Remember that reputable agents, including those from RetireMEDiQ, will never show up at your door. You can read more tips on avoiding Medicare fraud on our website.

Remember, you have options

If you are enrolled in a Medicare Supplement plan and it has become costly over the years, you may feel as if you are stuck with that plan. However, there are other options available.

An option that’s becoming increasingly popular is Medicare Part C, or Medicare Advantage (MA). An MA plan provides additional benefits not offered on your current plan and may help you save on out-of-pocket costs. Benefits vary by plan, but can include items such as dental, vision, hearing, an over-the-counter allowance, fitness, and more.

If you have questions about the topics covered above or you’re considering a Medicare Advantage plan, please contact us at 1-866-557-1313 or

Not a RetireMEDiQ client? Contact us at 1-855-981-8611 or to learn more about our no-cost program and how we can guide you through your journey to Medicare.


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