Current Client Information

Welcome, Clients! This library is a great place to find our answers to some of the most common client issues and questions. You can also review the ways our Client Services team is here to support you throughout the year.

Start Exploring Here

One of the best ways to plan a smooth, enjoyable retirement is to understand what Medicare covers and know what you can expect to pay.

Medicare is made up different areas of coverage which include: Part A, Part B, Part C and Part D.

Depending on your situation, you can get Medicare coverage through a combination of these Parts. The combination that is right for you will determine what you pay for your coverage.

Read more about what Medicare covers and what it costs.

Medicare Advantage (MA) plans are health insurance plans offered by private insurance companies. These insurance companies are contracted and approved by Medicare to offer plans that roll Part A, Part B and sometimes even Part D benefits into one plan. Every MA plan must provide the same basic coverage as Medicare Parts A and B, but they often include extra benefits like vision coverage, fitness programs, etc. all in one.

Read more about Medicare Advantage plans.

Medicare Supplement plans, also known as Medigap, are health insurance policies sold by private insurance companies. Medicare Supplements are designed to be paired with Medicare Parts A and B to “fill in the gaps” that Medicare does not cover (like copays, coinsurance and deductibles).

Read more about Medicare Supplement plans.

Each Medicare Part D Prescription Drug plan has a list of drugs that it covers. This list is called a formulary.

Within your plan’s formulary, prescription drugs are broken up into price categories called tiers. Drugs placed in a lower tier tend to be less costly, while drugs placed in higher tiers are more expensive.

Read more about Part D drug formularies and how they work.

At RetireMED®iQ, our clients are our top priority. We develop knowledgeable, helpful advisors and staff whose main priority is making sure you, our client, are fully supported at every step in your retirement journey. Here’s what you can expect as RetireMED®iQ client:

  • Advisors: Real experts with real answers to your health plan questions.
  • Personalized Communication: Our informational newsletters, webinars and more keep you on track and ensure you always feel in control of your retirement – never overwhelmed.
  • Resource Libraries: Online libraries that dive deep into the topics you are most interested in.
  • Access to Health Care Plans: When you are ready to find a health plan, we have a variety of options to ensure you find the one that’s right for you.
  • Lifelong Support: When you trust RetireMED®iQ for support with your health plan decisions, we serve you for life.

Keep reading for a summary of the services, support, and resources you receive as a loyal client.

Can’t find what you’re looking for?
Visit our Article Index to browse all topics