We’re Ready When You’re Ready
Working past 65? Keep in mind that there are still several important Medicare decisions to make and actions to take around your 65th birthday. Staying informed now can make for a smooth transition into retirement later.
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Things to Consider:
- Do I need to take Medicare even though I’m still working?
- Should I delay Medicare Part B?
- How does Medicare work with my Health Savings Account?
- How does Medicare work with my employer’s health insurance?
- Can I be penalized for not taking Medicare at age 65?
- Learn the basics of Medicare (Part A, Part B, Part C, Part D, eligibility, enrollment, etc.)
- Sign up for the RetireMED®iQ Program emails to ensure you never miss a deadline or an important task.
- Attend a RetireMED®iQ educational meeting to learn more about your different plan options, where to begin and to get answers to your questions.
You qualify for full Medicare benefits if:
- You are 65 or older
- You are a permanent legal resident who has lived in the United States at least five years or are a US Citizen; and
- You (or your spouse) are eligible for Social Security or Railroad Retirement Board benefits; or
- You (or your spouse) are a government employee or retiree who has not paid into Social Security but has paid Medicare payroll taxes while working.
Medicare is made up different areas of coverage which include: Part A, Part B, Part C and Part D.
Depending on your situation, you can get Medicare coverage through a combination of these Parts. The combination that is right for you will determine what you pay for your coverage.
- True or false: I don’t need to sign up for Medicare at age 65 because I’m still working and have employer insurance.
- True or false: When I retire and go on Medicare, my younger spouse and I will both be covered.
- True or false: Medicare is free.